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    Anna Law

    I am going to try this version first.  It sounds very useful and helpful.  I have followed Dave Ramsey for budgeting in the past and use credit cards to pay whatever is possible monthly to help track monthly spending.  However the fact that this app auto deletes from monies in bank is amazing.  Thank you for the tips.

    Anna

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    RL Sendra

    I use the bill qualification in Pocketguard but am wondering if it is redundant in my case. I rely on complete monthly budgets to track profit/loss and how to reshape my budgets to accomodate that. Sio I am duplicating expenses in "bills" and "budgets' so i have the overall understanding, what to do??? 

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    Alex from PocketGuard

    Hi there!

    Thank you for reaching out.

    The "Upcoming Bills" section includes all your bills that you are going to pay for in the current month. Once the bill is paid, it will be still listed among the unpaid bills in the "Bills" section, however, its calculation will move in the “Spending&Budgets” section in “Everything else” (unbudgeted categories). That means PocketGuard calculate the unpaid bills in the "Bills" section and paid bills in the "Everything else".

    We do not recommend creating a category budget for your bills, since they will be double-counted in the "Bills" and "Spending&Budgets" sections.

    Please, let us know at support@pocketguard.com in case of any concerns. 

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    David

    Hi there Alex,  it says you edited this 7 hours ago, so it is timely that I googled my issue with pocketguard. 

    I disagree with the way this system is set up.  A majority of my expenses are bills (and savings or investments that I view as bills).  therefore when I look at my budget and expense tracking, I want to see bills as part of my budget.  I like the idea of being able to see the amount of upcoming bills remaining for the month, but I dont know why bills would need be categorized as "Everything Else."   Also, for variable bills, like water, gas, and electric, I like to see (as a budget item) how much I spent compared to expectations or other months.

    The app seemed intuitive when I first set up my budgets and bills, but I was really confused why the app kept saying that I was negative thousands of dollars in my pocket. 

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    Alex from PocketGuard

    Hi David,

    Thanks for your feedback!

    As you may know, in case you allocate money from IN MY POCKET towards the "Bills&Utilities" budget, track bills in the "Bills" section, they would be double-counted. That's why we recommend tracking bills separately in the "Bills" section only. I assume this is the main reason why the IN MY POCKET became negative.

    Regarding categorizing your bills as "Everything else" - I will pass your feedback to our team. We are willing to improve the app based on our customers' feedback and make it comfortable for everyone.

    Don't hesitate to contact us at support@pocketguard.com in case you have other suggestions or questions related to the PocketGuard app. Have a wonderful day!

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