Track cash in PocketGuard

Overview

Tracking cash may come in handy to track bank accounts that are not supported by our data aggregation provider, broken accounts, or for manual budgeting needs.

The PocketGuard Basic version allows you to use one cash account and create an unlimited number of cash transactions, whereas the PocketGuard Plus version gives you access to the following premium features:

Multiple cash accounts

Track cash on hand with cash accounts. You are able to create up to 50 cash accounts on the Plus subscription.

NOTE: you can't delete the only cash account you have.

How to add cash accounts?

1. Go to Accounts;
2. Hit + in the upper right corner;
3. Select Create cash account;
4. Choose the type of account (Debit or Credit);
5. Fill in the account info:
   

• Account name
• Current balance
• Minimum payment (for the Credit account)
• Annual percentage rate (for the Credit account)

     6. Hit Save.

How to add a cash transaction?

1. Tap the “+” icon on the Transactions tab;
2. Choose the transaction type (expense or income);
3. Fill in the transaction info:
   

• Amount (required)
• Merchant (required)
• Category (required)
• Date (required)
• Note (optional)

4. Choose a cash account to which you'd like to assign a cash transaction;
5. Hit Save.

Each transaction counts into your cash account balance right away.

Edit / Delete cash transactions

To edit a cash transaction, complete the following steps:

1. Go to the transaction details; 
2. Hit on the line you’d like to edit, such as merchant or category.

If you need to Delete a transaction, please do the following:

1. Go to the transaction details;
2. Scroll down;
3. Hit Delete transaction.

ATM withdrawals

If you made a cash withdrawal in an ATM, go ahead and move it to the respective cash account in three taps on the Transactions tab. To do that, you need to tap the banner “Add to the cash balance” under an ATM transaction and select a cash account. The transaction will be created on the selected cash account, and you will be able to edit its details there.

No worries, this money will not be double-counted since we exclude such transfers from calculations.

Cash transfer

Transfer cash money between cash accounts in seconds. No need to create transfer transactions on different accounts.

To add cash transfer, please do the following:

1. Hit the “+” icon on the Transactions tab;
2. Select Add cash transfer;
3. Choose a cash account you want to transfer money FROM;
4. Choose a cash account you want to transfer money TO;
5. Enter the transfer amount;
6. Tap Continue in the upper right corner;
7. Hit Transfer money.

Duplicate cash transaction

Copy and paste cash transactions from the past and save tons of time. Let PocketGuard autofill all the required fields before you confirm the transaction. The feature works perfectly if you do manual tracking and make the same transactions every week or month.

To duplicate a cash transaction, you need to follow these steps:

1. Hit the “+” icon on the Transactions tab;
2. Select Duplicate cash transaction;
3. Choose a transaction you’d like to duplicate;
4. Tap Continue in the upper right corner;
5. Make necessary adjustments if needed;
6. Hit Save.

Attach receipt

Add more details by attaching pictures to your transactions. Feel free to share your favorite place where you had dinner or the list of purchases. You can attach a receipt or a guarantee on your new TV and show it in the store. 

NOTE: A transaction with the attached image will have a paperclip icon on the Transactions tab.

To attach the receipt, you need to complete the following steps:

1. Go to the “Transactions” tab;
2. Hit a transaction and scroll down;
3. Hit Upload image;
4. Select an image from the library or take a photo.

In case you’d like to delete the image, you just need to hit the “Trash” icon at the upper right corner of the image preview.

Auto-repeat bills & income

Automate the manual tracking process as much as possible. Let PocketGuard create cash transactions for all your recurring bills and income.

To set up an auto-repeat bill, you need to do the following:

1. Go to the "Upcoming bills" section;
2. Tap the "+" icon in the upper right corner;
3. Hit Add a bill manually;
4. Toggle ON the "Auto-repeat" option;
5. Fill in the required information:

• Сategory (required);
• Account (required);
• When the period ends (optional);

     6. Hit Save.

To set up an auto-repeat income, please follow these steps:

1. 1. 1. Go to the "Next Paycheck" section;
      2. Tap the "+" icon in the upper right corner;
      3. Hit Add income manually;
      4. Toggle ON the "Auto-repeat" option;
      5. Fill in the required information:

• • • Next deposit date (required);
    • Account (required);
    • When the period ends (optional);

                         6. Hit Save.

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